Our Financing Solutions
We provide financing for bulk commodity purchases at favorable market prices, helping businesses secure inventory before supply shortages or price increases occur. To safeguard both the commodities and the investment, all inventory is managed through a structured collateral framework with secure storage, continuous monitoring, and controlled release processes that ensure transparency, accountability, and risk control throughout the transaction.
We provide short-term financing solutions ranging from 90 to 240 days, structured around confirmed trade transactions, purchase contracts, and export cycles. By aligning funding with actual business cash flows, clients can meet operational needs efficiently, maintain healthy liquidity, and reduce financial risk throughout the trade cycle.
We provide liquidity support to help businesses execute confirmed supply and delivery contracts with confidence. Funding is aligned with operational timelines and contractual obligations, while all Credit Assist facilities are asset-backed, collateral-managed, and continuously monitored to ensure security and accountability throughout the financing lifecycle.
Input Financing provides funding for essential agricultural inputs, including seeds, fertilizers, and agrochemicals, to help farmers and agribusinesses improve productivity, increase output, and strengthen operations. Supported by structured financing and robust risk-management measures, the product promotes sustainable agricultural growth, enhances value chain efficiency, and contributes to food security.
Asset Financing enables individuals and businesses to acquire productive assets, including vehicles, trucks, machinery, and equipment, through a flexible financing structure. Customers contribute 30% equity, while CreditAssist finances up to 70% of the asset value. The asset serves as security and remains in the financier's name until full repayment, after which ownership is transferred to the customer. The facility supports business growth, enhances operational capacity, and promotes asset ownership through a structured and secure financing arrangement.
Geography and Expansion
Credit Assist currently operates across South-West and North-Central Nigeria, with active expansion plans focused on Northern commodity corridors, deeper participation across the full commodity value chain, and entry into additional commodity-linked sectors beyond traditional agribusiness